That’s because YNAB has a ton of robust features you can use to take charge of your personal finance goals. When you look up the best budgeting apps online, you’ll probably find YNAB neck in neck with Mint for the top spot. Investigate a few apps before choosing so you can see which features are the most valuable to you and if they are worth paying for. Some will let you track all your financial accounts, and some are more limited. This doesn’t mean you should avoid the paid apps, but you’ll want to ensure the purchase is worth it for your budgeting needs. Do they have a history of being hacked? Does the application offer two-factor authentication? Be sure to check the security settings of an app before making a final choice.īudgeting apps typically have a free option, but many require upgrading if you want premium options. With hackers being a constant concern, security should be your number one priority when choosing the right budgeting app. Most budgeting apps have you connect your credit cards and bank accounts and enter personal information, including your most delicate passwords. There are several factors to consider when selecting the one that fits your needs best. What to look for in a budgeting appĭon’t just blindly choose the first app that pops up when you search budgeting apps. Worry not! There are other options out there. Mint’s been around since 2006, so it’s a shame to see it go. It’s shutting down at the end of the year and folding into Credit Karma, owned by Intuit. Bad news if you use the budgeting app Mint.
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